What is Medicare?
On July 30, 1965, President Lyndon B. Johnson signed a new legislation that established the Medicare and Medicaid programs. It was a bipartisan effort to provide health care and increase financial security for older Americans. Medicare’s main function is a designed to provide health insurance that will assist the nation’s elderly to meet hospital, medical, and other health costs.
Taxpayers through the Social Security Administration fund Medicare. We all pay 1.45% of our earnings into FICA – Federal Insurance Contributions Act – which go toward Medicare. Employers pay another 1.45%, bringing the total to 2.9%.
Medicare is a federal health insurance benefits program for the United States citizens or permanent residents who meet a certain work history requirements:
Age 65 or older
Under age 65 with certain disabilities
All who receive disability benefits from Social security or certain disability benefits from the Railroad retirement Board for no less than 24 months.
Individuals with Amyotrophic lateral Sclerosis (ALS), often referred to as Lou Gehrig’s Disease
People of any age with End-Stage Renal Disease (ESRD) (permanent
Kidney failure requiring dialysis or a kidney transplant)
Who runs Medicare?
The Centers for Medicare & Medicaid Services (CMS) is the federal agency that runs Medicare.
Most Medicare recipients pay monthly premiums. The premium amounts vary based on the income of a Medicare recipient and they the plan they select.
Employees and employers pay a 1.45% tax on employee income each here in the United States. This tax goes to fund Medicare Part A. For many of those who have worked 40 quarters or more, hospital insurance through Part A can be free. However, Part B, medical insurance does have a premium, and the remaining costs of Part B are paid for from general federal government revenues.
Part A – free for most
Part B – $135.50 – $460.50
Part C – enrollment optional, premium varies by plan
Part D – enrollment optional, premium varies by plan
Navigating Medicare should not be feel like a maze but it can be a complicated and confusing process. The amount of anecdotal information concerning choices for Medicare coverage can be difficult to filter. I want to help you learn and understand the basic Medicare benefits from the federal government that you are entitled to and have earned as a worker here in the United States. Medicare is complex, and it can often feel overwhelming when you’re learning about Medicare and shopping around for coverage for the first time. Medicare faces a number of important issues and challenges, perhaps none greater than providing affordable, quality care to an aging population while keeping the program financially secure for future generations. My goal is always the same with everyone or when I am simply writing an article for publication. I want to provide helpful information about Medicare and protect you from unnecessary spending costs. Those already in Medicare or aging into Medicare should be treated with courtesy, dignity and respect at all times. Of course, I won’t be able to answer all the questions in one simple book with only 25 of the most commonly asked questions.
This book is meant to help you sift through some of the noise to get the information you need.
The best overall quick reference guide to understanding your Medicare options.
In this book, you will learn numerous need-to-know gems. Many people are unaware of the dangers that fall at their feet when they decide to retire. If you are not prepared, you can be penalized tremendously. It is shocking what may lay ahead after you have worked all these years paying your taxes as a good American citizen. Try not to be fooled or dismayed! As a licensed agent, I was absolutely shocked at what may lie ahead for our precious seniors. The snowballing effect of these penalties for Part A, Part B, and Part D can really add up to a lot of money. If you do not figure out a plan, it can consume an entire chunk of your social security benefit payment.
BONUS ADD-ON **** Hilarious Jokes for the Elderly
Telling jokes to friends is a great way to get a laugh if the joke is funny enough and reaches the right audience. I certainly hope these jokes tickle your funny bones because the experience of aging is universal.
(Click on title link to order)
Audrey Childers is a published author, blogger, freelance journalist and an entrepreneur with over a decade of experience in research and editorial writing. She is also the creator and founder of the website the hypothyroidismchick.com. Where you can find great tips on everyday living with hypothyroidism. She enjoys raising her children and being a voice for optimal human health and wellness. She is the published author of : A survivors cookbook guide to kicking hypothyroidism booty, Reset your Thyroid, The Ultimate guide to healing hypothyroidism and A survivors cookbook guide to kicking hypothyroidism booty: the slow cooker way. You can find all these books on Amazon. This blog may be re-posted freely with proper attribution, author bio, and this copyright statement.
Thehypothyroidismchick.com is dedicated to covering health and science news that matters most to our generation. We cover a wide range of stories, but ultimately we are driven by two core values: first, to contribute to our readers’ understanding of what is a very complex and constantly changing field of information, and second, to keep in mind the ultimate “smell test” — we want our stories to be the kind of things you talk about at a bar with your friends. Thehypothyroidismchick.com determines coverage based on relevance, clinical significance, and editorial integrity. We give no priority to commercial considerations, and will always clearly distinguish between factual content, commentary, and opinions to avoid misleading readers with institutional propaganda. and speculation.
There is a war raging against humanity and our earth. We have been passively indoctrinated and so utterly pre-programmed that we do not ask the questions that need to ask. We have laid our trust completely in those in power or someone with a title behind their name. People conditioned blindly believing in things simply because enough people assured us it was true. Infectious diseases have been irradiated but chronic diseases are the new black plague of our modern time. This book is profoundly personal as it represents a mission brimming with meaning. As I reflect on extraordinary truths about our nation’s health history, current, and future, I also offer you wisdom, knowledge, and understanding. We must stop the atrocities if we want to become a healthier nation in the future. We must stop the atrocities if we want the human race to survive. I hope my voice and advocacy will continue to help lead the way and this book will make changes for current and future generations to come. No, I simply do not have all the answers but I have written plenty in this book to make you start questioning EVERYTHING.
What you are about to discover is terrifying.
A Women’s Holistic Holy Grail Handbook for Hypothyroidism and Hashimoto’s: How I healed my Hypothyroidism and Autoimmune Disorder with Personalized Nutrition
I hoped you’ve been enlightened and not frightened by my latest blog — A tale of recovery to save a woman who caught OCD, Hypothyroidism and an Autoimmune Disorder –
Please follow along with me on this journey of discovery as I share with you my brush of madness with exquisite clarity. Luckily, I was never a quick fix-it junkie where I said no to many suggestions from board certified or certifiable doctors because I felt it in my soul that it was merely a banaide being placed on my issues. The names of certain doctors have been changed because frankly, I don’t want to be sued for proven their lack in their field.
Hippocrates was right when he said: Let they food be thy medicine and thy medicine be thy food.
The information and recipes contained in blog is based upon the research and the personal experiences of the author. It’s for entertainment purposes only. Every attempt has been made to provide accurate, up to date and reliable information. No warranties of any kind are expressed or implied. Readers acknowledge that the author is not engaging in the rendering of legal, financial, medical or professional advice. By reading this blog, the reader agrees that under no circumstance the author is not responsible for any loss, direct or indirect, which are incurred by using this information contained within this blog. Including but not limited to errors, omissions or inaccuracies. This blog is not intended as replacements from what your health care provider has suggested. The author is not responsible for any adverse effects or consequences resulting from the use of any of the suggestions, preparations or procedures discussed in this blog. All matters pertaining to your health should be supervised by a health care professional. I am not a doctor, or a medical professional. This blog is designed for as an educational and entertainment tool only. Please always check with your health practitioner before taking any vitamins, supplements, or herbs, as they may have side-effects, especially when combined with medications, alcohol, or other vitamins or supplements. Knowledge is power, educate yourself and find the answer to your health care needs. Wisdom is a wonderful thing to seek. I hope this blog will teach and encourage you to take leaps in your life to educate yourself for a happier & healthier life. You have to take ownership of your health.
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