Hello friends,

As someone who cares deeply about our community and helps people find affordable health coverage every day, I want to share something urgent: Major changes are coming to the ACA Marketplace. If you qualify for zero-premium health insurance right now, this is a window of opportunity that may be closing soon—and I don’t want anyone to miss out on vital protection.

You may be thinking, “I’m healthy—I’ll be fine.” Or maybe you’ve had coverage before and didn’t use it much. I get it. But here’s the truth: Having health insurance is not just a box to check off. It’s a safety net for your health, your finances, and your peace of mind.

Let’s talk about why it matters—especially right now.

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Why Having Health Insurance Is Essential (Even If You Think You’ll Never Need It)

1. Life Can Change in a Heartbeat

Accidents, sudden illnesses, and emergencies don’t make appointments. No one wakes up expecting to need the ER, but it happens to people just like us, every single day. Health insurance means you don’t have to face these moments alone or risk financial ruin.

2. Healthcare Costs Keep Climbing

Even a short hospital visit or minor surgery can cost thousands, sometimes tens of thousands, out of pocket. Medical debt is one of the leading causes of bankruptcy in the U.S. Protect your savings, your credit, and your family from bills that could follow you for years.

3. Prevention Saves Lives (and Money)

ACA Marketplace plans cover preventive care—like annual physicals, cancer screenings, and vaccines—at no extra cost. Early detection can mean the difference between a small health hiccup and a life-changing crisis.

4. Protect Your Loved Ones

Health coverage isn’t just about you. Spouses, children, and dependents count on you to keep them safe. A health plan makes sure everyone in your household has access to care—when it matters most.

5. Not Everyone Has “Perfect” Coverage

Let’s be real: not everyone is lucky enough to have job-based insurance, VA benefits, Medicare, or Medicaid. And even those who do know there can be gaps or frustrations. No plan is perfect, but having coverage—any coverage—is far better than going without.

6. Changes Are Coming—Don’t Get Left Behind

With upcoming changes to the ACA Marketplace, zero-premium plans may not be available much longer, and qualifying for affordable coverage could become tougher. If you’ve been waiting, don’t put it off any longer—these days are truly numbered.

7. It’s Your Financial Safety Net

Health insurance is about more than just medical bills. It’s about protecting everything you’ve worked for from the unpredictable—and giving you the freedom to focus on living, not just surviving.

8. Peace of Mind You Can’t Put a Price On

The relief of knowing you’re protected—no matter what life brings—is worth everything. It’s one less thing to worry about, and right now, we could all use a little more peace of mind.

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Don’t Miss Your Chance: I’m Here to Help

I know everyone’s situation is unique. Maybe you’re not sure what you qualify for, or you’ve had bad experiences in the past. That’s exactly why I’m here. Whether you need to enroll, review your options, or just ask a few questions, I promise a no-pressure, caring approach. My goal is to make sure you—and your family—are protected before these changes take effect.

Call me directly and ask for Audrey:
888-835-8730 ext 34113

Even if you already have coverage through another source, it’s worth making sure it’s the best fit for your needs. Not everyone is blessed with employer coverage, VA benefits, Medicare, or Medicaid—and even those who are can still find value in reviewing their options.

Your health, your finances, and your family’s well-being are too important to leave to chance. Let’s make sure you’re protected.

With warmth and care,
Audrey Childers
Your Trusted ACA Advisor

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Feel free to share this blog post or reach out with any questions—your peace of mind is my top priority.

A.L. Childers
Published Author, Advocate, and Your Partner in Thyroid Health

Disclaimer

The information and recipes in the blog are based on the author’s research and personal experiences. It’s for entertainment purposes. It’s only. Every attempt has been made to provide accurate, up-to-date, and reliable information. No warranties of any kind are expressed or implied. Readers acknowledge that the author does not render legal, financial, medical, or professional advice. By reading this blog, the reader agrees that under no circumstance is the author responsible for any direct or indirect loss incurred by using the information contained within this blog. Including but not limited to errors, omissions, or inaccuracies. This blog is not intended to replace what your healthcare provider has suggested.  The author is not responsible for any adverse effects or consequences from using any of the suggestions, preparations, or procedures discussed in this blog. All matters about your health should be supervised by a healthcare professional. I am not a doctor or a medical professional. This blog is designed as an educational and entertainment tool only. Please always check with your health practitioner before taking any vitamins, supplements, or herbs, as they may have side effects, especially when combined with medications, alcohol, or other vitamins or supplements.  Knowledge is power; educate yourself and find the answer to your healthcare needs. Wisdom is a beautiful thing to seek.  I hope this blog will teach and encourage you to take leaps in your life to educate yourself for a happier & healthier life. You have to take ownership of your health.

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